Finland Startup Visa

Finland Startup Visa: 2026 Requirements, Costs and Steps

The Finland startup visa, officially the residence permit for a start-up entrepreneur, lets a founding team move to Finland to build a new, scalable company. It suits two or more founders who have tested their idea with potential customers and are ready to relocate and work on it full-time.

Last checked against Migri and Business Finland: 12 October 2026 · Aval Visa content team · General information

Migri fee

€650 online per founder

Funds

€1,030–1,210 a month per person

Migri decision

About 2 weeks in most cases

First permit

Up to 2 years

Language certificate

Not required

Ways to immigrate to Finland

Study route icon

Study route

If you are younger and your budget is limited, a student visa can be the better way in.

Work route icon

Work route

A job offer from a Finnish employer, or a Finland work visa, is one of the faster ways into the country.

Entrepreneur route icon

Entrepreneur route

Restaurants, consultancies and solo founders apply for the entrepreneur residence permit instead.

Fees and funds

Startup permit fee

€650 online / €800 paper

Permit extension

€230 online / €430 paper

Funds required (minimum)

€1,030–1,210 a month

Working with Aval Visa

  1. 1First conversation and a check of your team against Business Finland's criteria

  2. 2Signed agreement; documents and funds evidence prepared

  3. 3Your team files its own applications; identity check at VFS

  4. 4After Migri's decision: travel, residence card, and your own company registration at PRH

If you meet these conditions

If you would like to go through your team’s position with us, fill in the assessment form.

Finland startup visa at a glance

The startup permit is a continuous (A) residence permit under Finland’s Aliens Act. Two public bodies decide in turn: Business Finland, the government agency for innovation and trade, judges the business; Migri, the Finnish Immigration Service, decides each founder’s permit.

  • Each founder pays a €650 Migri fee online (€800 on paper); the Business Finland eligibility statement is free.
  • You need €1,210 a month in the Helsinki area, €1,090 in 24 other large municipalities or €1,030 elsewhere: €14,520, €13,080 or €12,360 a year, in your own bank account.
  • Business Finland takes up to a month on average to issue its statement, which must be no more than 4 months old when you file.
  • Migri decides most first startup permits in about 2 weeks; the legal maximum is 2 months.
  • The first permit can run for up to 2 years if your funds cover 2 years.
  • Since 8 January 2026, permanent residence usually needs 6 years in Finland, 2 years of work history and B1 Finnish or Swedish; a 4-year path exists for income above €40,000.
  • The startup permit is still open in 2026; a bill before Parliament would change the process from 12 January 2028 if passed.
Item2026 figure
Business Finland eligibility statementFree
Migri fee, first permit€650 online / €800 paper, per founder
Personal funds€1,030–1,210 a month per founder, for at least 1 year
Migri decisionAbout 2 weeks in most cases; 2 months legal maximum
First permitUp to 2 years
Language certificateNot required
QuotaNone
FamilySpouse and children under 18 can come

Figures: Migri and Business Finland, read 12 October 2026.

Finland startup visa requirements

Business Finland assesses the business model, the team and its resources, and the potential for rapid international growth. It decides only on what you submit in Enter Finland and normally holds no interview, so the written application carries the whole case.

Team: at least two founders holding 60%

You need at least two founders with versatile expertise who all move to Finland, work in the company full-time and together own at least 60% of it. In Business Finland’s words, “just owning a startup is not enough”. Co-founders must be genuine, not outsiders paid to join the application.

Business: innovative, scalable and validated with customers

The idea must be new and scalable, aiming at “at least millions of euros of revenue at global markets”. Having an idea is not enough: you must show it has been validated with potential customers, for example through demos, prototypes or customer conversations. A finished product is not a listed requirement. A pitch deck of 5 to 10 slides is recommended.

Company: a Finnish Oy with its real headquarters in Finland

The plan must use a Finnish limited liability company (Oy), not a sole trader’s business name (toiminimi). An existing foreign company must move to Finland with its intellectual property and headquarters, and be under 5 years old unless its operations change significantly. A branch or subsidiary does not qualify.

Money: a funding plan for the company and personal means for you

Neither Business Finland nor Migri sets a minimum investment. Business Finland wants “sufficient resources and funding” and a credible funding plan for the first year, and the permit “does not include investments or financial support”. Your personal means are a separate Migri test. Unlike the ordinary entrepreneur permit, you do not have to live off the company at the start.

Language: working English, no certificate

No language certificate is required. Statement documents must be in English, Finnish or Swedish, and the team needs sufficient written and spoken English.

Businesses that do not qualify

Business Finland does not accept these for the startup permit:

  • restaurants, consultancies, import or distribution companies and other service businesses
  • a Finnish branch or subsidiary of a foreign company
  • a business aimed only at the Finnish market

For these, look at the entrepreneur residence permit, where the Economic Development Centre (Elinvoimakeskus) assesses the business instead of Business Finland.

Application steps and timeline

StepWho does itWhereTypical timeCost
1. Eligibility statementOne founder, for the whole teamEnter Finland (Business Finland)Up to 1 month on averageFree
2. Permit applicationEach founder separatelyEnter Finland (Migri)File while the statement is no more than 4 months old€650 online / €800 paper
3. Identity checkEach applicant in personFinnish mission or VFS centreWithin 5 working days on fast trackVFS service fee varies
4. Migri decisionMigriEnter FinlandAbout 2 weeks in most cases–
5. Company registrationThe founders, after arrivingytj.fi (PRH)After you move€400 start-up notification

Step 1: Business Finland eligibility statement

One founder files for the whole team in Enter Finland, with the business plan, CVs and passport copies. The statement is free and takes up to a month on average, longer at peaks; July is slow.

Step 2: Each founder applies for the residence permit

Each founder files and pays separately, while the statement is no more than 4 months old. In Migri’s example, a statement issued on 10 April must be used by 10 August. The fast-track conditions are under processing times below.

Step 3: Prove your identity at a mission or VFS

Migri starts processing only after you prove your identity in person at a Finnish mission or VFS centre. Applicants in Iran use VFS Tehran. Booking, documents and waiting times are in our guide to VFS Tehran for Finnish residence permits.

Step 4: Migri’s decision, D visa and travel

A positive statement does not oblige Migri to grant the permit, and Migri cannot grant one after a negative statement. The common reasons for refusal are covered separately. The startup permit and its family permits qualify for a D visa, so you can travel before the residence card arrives.

Step 5: Register your Oy after you arrive

An Oy can be founded with €0 share capital. Since 1 January 2026, registration with PRH (the Finnish Patent and Registration Office) is online only, through ytj.fi. The start-up notification costs €400; the €300 guided set-up needs a Finnish personal identity code for everyone filed. At least one board member or deputy must live in the EEA unless PRH permits otherwise, so founders usually register after moving, then get a Business ID and tax registration. See company registration cost in Finland.

Documents checklist

For the eligibility statement (one filing for the team)For each founder’s permit application
Business plan in English, Finnish or SwedishValid passport
Pitch deck (5–10 slides recommended)Photo no more than 6 months old
CVs of all foundersColour copy of the passport data page
Passport copies of all foundersProof of lawful stay in the country where you file
The eligibility statement (no more than 4 months old)
Proof of funds

Migri accepts as proof of funds a bank statement, a funding decision for the startup (for example from Business Finland), the startup’s current income statement and balance sheet, a rental agreement or an employment contract. Documents in other languages need an authorised translation, and family certificates must be legalised.

Finland startup visa cost in 2026

Migri’s fees come from the Ministry of the Interior’s 2026 fee decree (Migri fees page). They are charged per application and not refunded.

Item2026 fee
Business Finland eligibility statementFree
First startup permit, per founder€650 online / €800 paper
Extended startup permit€230 online / €430 paper
D visa€95 online / €120 paper
Spouse, first permit€750 online / €800 paper
Child under 18, first permit€400 online / €430 paper
Oy registration at PRH€400 start-up notification (€300 guided set-up with Finnish ID codes); online only

Translation, legalisation and VFS service fees vary, so ask each provider for its current rate.

Proof of funds by city and family size

The money must be in your own bank account. It can come from savings, income from the startup, funding granted to the startup or other regular income. It must cover at least 1 year and the whole permit period, so a 2-year permit needs 2 years of funds. Evidence and family cases are covered in Finland startup visa proof of funds.

AreaPer month (net)Per year
Helsinki area (Helsinki, Espoo, Vantaa, Kauniainen)€1,210€14,520
24 other large municipalities, incl. Tampere, Turku, Oulu, Jyväskylä, Kuopio and Lahti€1,090€13,080
Elsewhere in Finland€1,030€12,360

Each family member adds to the monthly amount (Migri thresholds dated 1 November 2024):

AreaSecond adultFirst childSecond childEach further child
Helsinki area+€610+€610+€480+€360
Large municipalities+€550+€550+€430+€320
Elsewhere+€520+€520+€410+€310

Migri’s own example: two adults and two children in Tampere need €2,620 a month.

“Large municipalities” means the 24 named on Migri’s income requirement page. The thresholds are a legal minimum, not a living-cost estimate; for budgets, see cost of living in Finland.

Finland startup visa processing times by stage

StageMost casesMaximum or note
Business Finland statementUp to 1 month on averageLonger at peaks; July is slow
Migri, first startup permitAbout 2 weeks2 months (legal maximum)
Fast track, first permitAbout 2 weeksConditions below
Extended permitAbout 1 month2 months
Family members not on fast trackBacklog, no estimate published9 months (legal maximum)

Migri’s clock starts when you prove your identity, and it updates its processing times every 2 months.

Fast track: first permit only, applied for from abroad. Pay online before submitting, upload all attachments and prove your identity at VFS within 5 working days. A spouse joins by filing within 2 days with your fast-track ID and pre-legalised documents. With a D visa, the residence card goes to a pick-up point in Finland.

Applying from Iran: VFS Tehran, legalisation and payments

Where to file. VFS Tehran accepts Iranian citizens and holders of an Iranian residence permit; a visa is not enough. Every applicant files separately, minors included, and fingerprints are taken from age 12. VFS reported a wait of about 7 working days on 26 July 2026. Since 7 June 2026, students have had priority for identity appointments; family members are not included in those slots, and no end date had been announced as of 12 October 2026. The embassy warned on 30 April 2026 that the Middle East security situation may temporarily limit mission and VFS services. If you get no appointment within 3 months, tell Migri through Enter Finland.

Legalisation. Iran is not in the Apostille Convention. Farsi documents are translated into English, then legalised by Iran’s Ministry of Foreign Affairs and then by the Embassy of Finland in Tehran.

Paying the fee. Fast track needs online payment before you submit. In Tehran you can also pay in cash in euros; the application then follows normal processing, still about 2 weeks in most cases.

Moving your funds. EU Regulation 2025/1975 restored the EU rules on transfers involving Iranian persons, and banks apply enhanced checks:

Transfer to or from an Iranian person, not via an Iranian bankWhat applies
Under €10,000No notification or authorisation
€10,000 to under €40,000Advance notification
€40,000 or more (non-humanitarian)Prior authorisation

The thresholds apply to the total of linked transfers, not to each payment separately. Transfers through Iranian banks are prohibited outside authorisable categories. Finland’s government says sanctions make moving money to Finland difficult, so allow time for a lawful transfer into your own account, including the bank’s checks and any notification or authorisation, while you work on the business plan.

Residence card. Card deliveries to Tehran were halted for about 2 months and are now normal but delayed (Migri, 27 May 2026); with a D visa you can travel before the card arrives.

Applying from elsewhere: file where you live lawfully and attach proof of that stay.

Bringing your spouse and children

Your spouse (married or registered partner) and children under 18 can come with you; parents cannot. For applications from 16 June 2025, both spouses must be at least 21, unless they have joint custody of a child.

  • Fees: €750 online / €800 paper for a spouse; €400 / €430 per child.
  • Funds: add the family amounts above.
  • Work: a family-ties permit carries an unrestricted right to work.
  • Documents: legalised marriage and birth certificates; LIITE_PUOLISO form for a spouse.
  • Timing: on the fast track, the spouse files within 2 days. Otherwise family applications face a backlog, with a 9-month legal maximum.

Permit length, extension and monitoring

The first permit can be granted for up to 2 years if your funds cover 2 years (see proof of funds above). You extend it in Finland (form OLE_YRI) for up to 4 years, but only for the period your continuous income is proven, so 4 years is rare. Migri asks Business Finland directly, so no new statement is needed. The fee is €230 online / €430 paper, and most decisions take about 1 month. More in extending a Finland startup permit.

At extension, Business Finland checks that:

  • the Oy is registered with its headquarters in Finland
  • the business is still innovative and scalable, with the same or a similar idea
  • the product has been developed further and commercial operations have started (at the first extension, starting soon is enough)
  • bookkeeping and tax obligations are met
  • you focus on the startup and live in Finland with a personal identity code
  • your means are secured

In 2025, 99 extensions were granted and 47 refused. Migri also monitors permits automatically: from 1 April 2024 to 31 December 2025 it considered revocation for 23% of monitored startup permits, and 70% of the 253 decisions revoked the permit. The main reasons Migri opened these reviews were that the holder never arrived in Finland or never started the business.

Right to work: unrestricted, though the startup must be your main activity.

Permanent residence and citizenship after a startup permit

Under the law in force since 8 January 2026, entrepreneur work counts as work history. You must be actively working when you apply, apply in Finland and still have grounds for a continuous (A) permit. The fee is €380 online / €600 paper; most decisions take 12 months. Each family member qualifies on their own residence.

PathYears on an A permitOther requirements
Standard62 years of work history + B1 Finnish or Swedish
High income4Annual income over €40,000; no language or work requirement
Strong language43 years of work history + C1 Finnish or Swedish
Foreign degree4Master’s or doctorate from abroad, recognised in Finland + 2 years of work history

Citizenship needs 8 years of residence and B1 Finnish or Swedish, with at most 365 days abroad in total and 90 in the last year. Applications from 1 March 2027 add a civic-knowledge test. More in Finland permanent residence.

Approval rates: the official 2025 figures

Measure (Finnish government bill HE 216/2026)20242025
Eligibility statement applications1,068746
Share of positive statements8%About 7.6%
First startup permits granted225110
Migri refusals after a positive statement5%13%

In 2025, about 8 in 100 eligibility-statement applications got a positive statement; the bill notes that many were trial or repeat applications. The hard filter is Business Finland, not Migri, so the work that matters is the business plan and the customer validation behind it.

Proposed changes from 2028 (a bill, not yet law)

The startup permit is open in 2026 under the current rules. On 1 October 2026 the government gave Parliament bill HE 216/2026 vp, which has been with the Administration Committee since 7 October 2026, with no report or vote as of 12 October 2026. We explain each proposal in Finland’s startup permit bill. The bill proposes to:

  • fold the free eligibility statement into the fee-paying permit application, with a Business Finland partial decision for each founder
  • write the startup criteria into law

If passed as proposed, it would take effect on 12 January 2028, and applications pending on that date would be decided under the current rules.

Startup permit vs entrepreneur residence permit

Startup permitEntrepreneur residence permit
Who assesses the businessBusiness FinlandEconomic Development Centre (Elinvoimakeskus)
FoundersAt least 2Can be 1
First-permit fee€650 online / €800 paper€750 online / €900 paper
Income from the business at the startNot requiredRequired
2025 outcomeAbout 7.6% positive statements; 13% refused by Migri after a positive statement69% of first permits refused

The entrepreneur residence permit is the route for businesses Business Finland excludes and for founders after a negative statement.

Pros and cons of the Finland startup visa

AdvantagesLimitations
No language certificateAt least 2 founders needed
The eligibility statement is freeBusiness Finland’s filter is strict (about 7.6% positive in 2025)
No quotaFunds must be in your own bank account
Spouse and children can comeApplicants in Iran face EU transfer rules and VFS waits
Unrestricted right to work for the founder and spouseYou must actually move and run the company; Migri monitors this
A route to permanent residenceExtensions depend on proven income and progress

Comparing countries? See the Netherlands startup visa and the Estonia startup visa.

To see all three side by side, read startup visas in Europe compared.

Aval Visa's role in your startup permit file

Business Finland has no partner consultants, and no one may use its logo or promise a positive statement. It says the applying team should fill in the Enter Finland application, and Migri says paid consultancy is not needed. Business Finland and Migri make the decisions.

Aval Visa helps founders prepare their own file:

  • checking your team, business and validation against Business Finland’s published criteria before you apply
  • the document checklist for each founder and each family member
  • coordinating the translation and legalisation of family documents
  • preparing the evidence of personal funds that Migri accepts
  • booking VFS Tehran appointments for your family
  • preparing for the extension

Your team submits its own applications in Enter Finland. Work starts with a written agreement setting out the services and the fee.

Request an assessment

Frequently asked questions

How much money do I need for the Finland startup visa?

Each founder needs €1,210 a month in the Helsinki area, €1,090 in 24 other large municipalities or €1,030 elsewhere, in their own bank account for at least 1 year. A spouse and children add to this. There is no fixed minimum investment in the company. Full breakdown: Finland startup visa proof of funds.

How much does the Finland startup permit cost?

The Business Finland statement is free. Each founder pays Migri €650 online or €800 on paper for the first permit; an extension costs €230 or €430. A spouse pays €750 / €800 and each child €400 / €430.

How long does the Finland startup permit take?

Business Finland takes up to a month on average for the statement. Migri then decides most first permits in about 2 weeks after your identity is proved, with a legal maximum of 2 months.

Can I apply for the Finland startup visa alone?

No. You need at least two founders who move to Finland, work full-time and together hold at least 60% of the company. A solo founder can look at the entrepreneur residence permit.

Do I need a Finnish or English language certificate?

No certificate is needed. Statement documents must be in English, Finnish or Swedish, and the team needs working English. B1 Finnish or Swedish matters later, for standard permanent residence and citizenship.

Can my spouse and children come, and can my spouse work?

Yes. Your spouse and children under 18 can apply for family permits; for applications from 16 June 2025, both spouses must be at least 21 unless they have joint custody of a child. Your spouse’s permit carries an unrestricted right to work.

Is the Finland startup visa still available in 2026?

Yes, the startup permit is still open in 2026. A bill before Parliament (HE 216/2026 vp) would change the process from 12 January 2028 if passed; applications pending on that date would follow the current rules.

Is it easy to get permanent residence in Finland after a startup permit?

It takes several years. Since 8 January 2026, the standard path needs 6 years on a continuous permit, 2 years of work history and B1 Finnish or Swedish; a 4-year path exists for annual income over €40,000.

What happens if Business Finland gives a negative statement?

Migri cannot grant the startup permit after a negative statement. You can re-apply, appeal the statement together with a Migri permit decision, or apply for the ordinary entrepreneur residence permit.

Can I start a business in Finland as a foreigner without the startup permit?

Yes, through the entrepreneur residence permit, which covers businesses such as restaurants and consultancies. The Economic Development Centre (Elinvoimakeskus) assesses the business instead of Business Finland.

Sources

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